5157 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5157 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 8.5 ba · 5,721 sqft · built 1989
Lot Size	0.507 acres (22,098 sqft)
Owner	Company Name on Record
Last Sale	$4,400,000 (Dec 2025)
Tax Bill	$25,564 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-03-080`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-03-080`
Alternative APNs	`282316389903080` `283495` `288339` `292504`

Interior

Bedrooms	6 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,721 sqft Living Area
Gross Area	7,330 sqft
1st Floor Area	5,721 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,098 sqft (0.507 acres)
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	791 sqft
Patio Area	198 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5157 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 308
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	3
Legal Lot Number	308
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2042
Census Tract	14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 190816, SAN JUAN, PR 00919-0816
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
May 4, 2020	Deed of Trust, Mortgage ADVANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	2025747263
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	0000392786
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 31, 2025
Property Address	5157 LATROBE DR, WINDERMERE, FL 34786-8959
Document Number	0000747263
Map Reference	MB 16 PG 118-130
Instrument Date	Dec 30, 2025
Instrument	20250747263
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$30,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 W 4TH AVE, WINDERMERE, FL 34786-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190816, SAN JUAN, PR 00919-0816

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5157 LATROBE DR, WINDERMERE, FL 34786-8959
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 LATROBE DR, WINDERMERE, FL 34786-8959

Mortgage

Document Number	20210682889
Date	Nov 5, 2021
Instrument	20210682889

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5157 LATROBE DR, WINDERMERE, FL 34786-8959
Document Number	0000277569
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5157 LATROBE DR WINDERMERE FL 347868959, WINDERMERE, FL 34786-8959

Mortgage

Document Number	0000277569
Date	May 12, 2020
Instrument	277569

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	1845 WOODALL RODGERS FWY # 1300, DALLAS, TX 75201-2260

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,994,690 (+26.56%) Land $650,000 Building $1,344,690	$1,994,690 (-1.05%) Land $650,000 Building $1,344,690
2025	$25,564.00 (+3.22%) Homeowner's exemption	$1,576,029 (+5.99%)	$2,015,860 (+8.48%) Land $650,000 Building $1,365,860
2024	$24,766.00 (+7.22%)
2023	$23,099.00 (+2.91%) Homeowner's exemption	$1,487,002 (+3%)	$1,858,210 (+18.21%) Land $650,000 Building $1,208,210
2022	$22,445.00 Homeowner's exemption	$1,443,691	$1,571,958 Land $550,000 Building $1,021,958

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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