Lapeer County property record for 5155 W Oregon Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,616 sqft · built 1973 |
| Lot Size | 11.6 acres (506,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Nov 2021) |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 008-005-015-00 |
| Primary APN | 008-005-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 416 sqft |
| Flooring | Carpet |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 506,603 sqft (11.6 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5155 W OREGON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 5 T7N R9E: BEG AT A PT W 1706 FT FROM NE COR OF SEC 5; TH W 140 FT; TH S 650 FT; TH W 170 FT; TH S 650 FT; TH E 510 FT; |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5155 W OREGON RD, LAPEER, MI 48446-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Nov 1, 2021 | Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | Jun 15, 1999 · Amount on Record |
| Deed Book / Page | 3249 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 5155 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 3515000493 |
| Book / Page | 3515 / 493 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5155 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 3515000493, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 3515/493 |
| Name | ELGA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 13, 2031 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 1, 2021 |
| Property Address | 5155 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 0032490735 |
| Book / Page | 3249 / 735 |
| Instrument Date | Oct 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5155 W OREGON RD, 5155, LAPEER, MI 48446-8059 |
| Name | Verified Name |
|---|---|
| Address | 5155 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 3249738 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 3249/738 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,900 (+5.67%) | $331,800 (+5.67%) | |
| 2025 | $2,661.00 (+3.58%) Homeowner's exemption | $157,000 (+25.6%) | $314,000 (+25.6%) |
| 2024 | $2,569.00 (+11.12%) | ||
| 2023 | $125,000 | $250,000 | |
| 2022 | $2,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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