Lapeer County property record for 5139 W Oregon Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,216 sqft · built 1999 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,000 (Jun 1999) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-005-015-10 |
| Primary APN | 008-005-015-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 900 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5139 W OREGON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC S T7N R9E PARCEL C-1: BEG AT A PT W 1506 FT FROM NE COR OF SEC 5; TH W 200 FT; TH S 230 FT; TH E 200 FT; TH N 230 FT TO |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5139 W OREGON RD, LAPEER, MI 48446-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1999 · Amount on Record |
| Deed Sale | Jun 15, 1999 · Amount on Record |
| Deed Document Number | 19991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5139 W OREGON RD, LAPEER, MI 48446-8059 |
| Document Number | 0029570466 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5139 W OREGON RD LAPEER MI 484468059, LAPEER, MI 48446-8059 |
| Document Number | 0029570466 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 002957/000466 |
| Name | CAPWEST HM LNS |
|---|---|
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,500 (+5.08%) | $273,000 (+5.08%) | |
| 2025 | $1,854.00 (+15.08%) Homeowner's exemption | $129,900 (+9.53%) | $259,800 (+9.53%) |
| 2023 | $118,600 | $237,200 | |
| 2022 | $1,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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