5155 Via Madrid, Oceanside, CA 92057 Property Records

San Diego County property record for 5155 Via Madrid, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,237 sqft · built 1990
Lot Size	0.229 acres (9,962 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`122-412-29-00`

Property Details

APN / Parcel Number

Primary APN	`122-412-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,237 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,962 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5155 VIA MADRID
City	OCEANSIDE
State	CA
Zip	92057-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 158 TR 012310
Legal Subdivision	CREEKSIDE ESTATES
Legal Tract	012310
Legal Block	1
Legal Lot Number	158
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Sep 17, 2025	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 17, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 2, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 29, 2017	Grant Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021
Deed Sale	Nov 29, 2021
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2021811995
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0000811995
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Document Number	0000187089
Instrument Date	Jun 25, 2026
Instrument	2026187089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000187089,
Date	Jun 30, 2026
Instrument	2026187089

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000257387
Date	Sep 17, 2025
Instrument	2025-0257387

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000013420
Date	Jan 17, 2024
Instrument	2024-0013420

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000027487
Date	Feb 2, 2023
Instrument	2023-0027487

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Document Number	0000811995
Map Reference	MAP 12310
Instrument Date	Nov 15, 2021
Instrument	2021-0811995
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000811996
Date	Nov 29, 2021
Instrument	2021-0811996

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147594
Date	Mar 23, 2020
Instrument	2020-0147594

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000790721
Date	Dec 9, 2020
Instrument	2020-0790721

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602
Document Number	0000447962
Map Reference	MAP12310
Instrument Date	Sep 5, 2017
Instrument	2017-0447962
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5155 VIA MADRID, OCEANSIDE, CA 92057-2602

Mortgage

Document Number	0000447963
Date	Sep 29, 2017
Instrument	2017-0447963

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,117 (+2%) Land $175,686 Building $468,431
2025	$5,268.00 (+3.46%)	$631,489 (+4.04%) Land $172,242 Building $459,247
2023	$5,092.00 (-0.22%)	$606,969 Land $165,554 Building $441,415
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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