5138 Via Madrid, Oceanside, CA 92057 Property Records

San Diego County property record for 5138 Via Madrid, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,372 sqft · built 1990
Lot Size	0.176 acres (7,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$962,500 (Nov 2024)
Tax Bill	$8,963 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-412-40-00`

Property Details

APN / Parcel Number

Primary APN	`122-412-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,671 sqft (0.176 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5138 VIA MADRID
City	OCEANSIDE
State	CA
Zip	92057-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 181 TR 012310
Legal Subdivision	CREEKSIDE ESTATES
Legal Tract	012310
Legal Block	1
Legal Lot Number	181
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	18617

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5118 VIA MADRID, OCEANSIDE, CA 92057-2601
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 24, 2021	Intrafamily Transfer, Transfer STATES TITLE FTS AGENCY
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Nov 16, 2017	Intrafamily Transfer, Transfer · ARM SAN DIEGO COUNTY CU
May 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Aug 8, 2024 · Amount on Record
Deed Document Number	2024304024
Prior Transfer Date	Feb 21, 2021
Prior Transfer Doc	0000144344
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2022
Property Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603
Document Number	0000249503
Map Reference	MAP 12310
Instrument Date	May 13, 2022
Instrument	2022-0249503
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603

Mortgage

Document Number	0000249504
Date	Jun 15, 2022
Instrument	2022-0249504

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2021
Property Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603
Document Number	0000144344
Map Reference	MAP 12310
Instrument Date	Feb 21, 2021
Instrument	2021-0144344
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2021
Property Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603
Document Number	0000144342
Map Reference	MAP 12310
Instrument Date	Feb 17, 2021
Instrument	2021-0144342
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603

Mortgage

Document Number	0000144343
Date	Feb 24, 2021
Instrument	2021-0144343

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2017
Property Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603
Document Number	0000535135
Map Reference	MAP12310
Instrument Date	Oct 1, 2017
Instrument	2017-0535135
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603

Mortgage

Document Number	0000535136
Date	Nov 16, 2017
Instrument	2017-0535136

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2017
Property Address	5138 VIA MADRID, OCEANSIDE, CA 92057-2603
Document Number	0000195888
Instrument Date	Apr 12, 2017
Instrument	195888
Transaction Type	Transfer
Record Updated	May 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5138 VIA MADRID OCEANSIDE CA 920572603, OCEANSIDE, CA 92057-2603

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,358 (+2%) Land $711,485 Building $269,873
2025	$8,963.00 (-10.38%)	$962,117 (+8.1%) Land $697,535 Building $264,582
2023	$10,001.00 (+116.24%)	$890,000 Land $191,000 Building $699,000
2022	$4,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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