5151 Kramer Rd, Edgerton, OH 43517 Property Records

Defiance County property record for 5151 Kramer Rd, Edgerton, OH 43517

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,102 sqft · built 2005
Lot Size	3.01 acres (131,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2019)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H210011000704`

Property Details

APN / Parcel Number

Primary APN	`H210011000704`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,102 sqft Living Area
Gross Area	7,562 sqft
1st Floor Area	2,128 sqft
Upper Floors Area	974 sqft
Basement Area	2,128 sqft
Unfinished Basement	2,128 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	131,246 sqft (3.01 acres)
Garage Type	Attached - Unfinished
Garage Area	1,292 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5151 KRAMER RD
City	EDGERTON
State	OH
Zip	43517-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 PT NW 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	MILFORD
Census Block Group	4
Census Block	4022
Census Tract	958200

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5151 KRAMER RD, EDGERTON, OH 43517-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20192924
Deed Book / Page	421 / 1124
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5151 KRAMER RD, EDGERTON, OH 43517-9533
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 KRAMER RD, EDGERTON, OH 43517-9533

Mortgage

Document Number	00458/1433
Date	Aug 3, 2023
Book Page	458/1433
Instrument	202300002647

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5151 KRAMER RD, EDGERTON, OH 43517-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	432/327
Date	Oct 7, 2020
Book Page	432/327
Instrument	202000004669

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 5, 2019
Property Address	5151 KRAMER RD, EDGERTON, OH 43517-9533
Document Number	421/1124
Book / Page	421 / 1124
Instrument Date	Aug 2, 2019
Instrument	201900002924
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5151 KRAMER RD, EDGERTON, OH 43517-9533

Mortgage

Document Number	201900002925
Date	Aug 5, 2019
Instrument	201900002925

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Milford Township
Unified School District	Edgerton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,927.00	$135,330 (-) Land $7,940 Building $127,390
2024	$4,927.00 (-4.48%)	$135,330 (-) Land $7,940 Building $127,390	$386,670 (+%) Land $22,690 Building $363,980
2023	$5,158.00 (+18.44%)	$135,330 (+30.16%) Land $7,940 Building $127,390	$386,656 (+30.16%) Land $22,685 Building $363,971
2022	$4,355.00	$103,970 Land $7,130 Building $96,840
2020			$297,060 Land $20,370 Building $276,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Lakeland Internet, T-Mobile, Watch TV.

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