5043 Kramer Rd, Edgerton, OH 43517 Property Records

Defiance County property record for 5043 Kramer Rd, Edgerton, OH 43517

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,504 sqft · built 1981
Lot Size	2.9 acres (126,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2019)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H210011000703`

Property Details

APN / Parcel Number

Primary APN	`H210011000703`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	5,066 sqft
1st Floor Area	1,784 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	126,498 sqft (2.9 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Patio Area	126 sqft
Silo	96 sqft
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	5043 KRAMER RD
City	EDGERTON
State	OH
Zip	43517-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 11 PT NW NW
Jurisdiction	DEFIANCE OH
Township / Civil Division	MILFORD
Census Block Group	4
Census Block	4022
Census Tract	958200

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Jun 12, 2020	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Jul 12, 2019	Warranty Deed, Transfer THE FARMERS & MERCHANTS STATE BANK
Jun 28, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	20192589
Deed Book / Page	420 / 2679
Prior Transfer Date	Jan 6, 2017
Prior Transfer Doc	405/0269
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/2390
Date	Jun 12, 2020
Book Page	428/2390
Instrument	202000002533

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/2387
Date	Jun 12, 2020
Book Page	428/2387
Instrument	202000002532

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441/1240
Date	Aug 16, 2021
Book Page	441/1240
Instrument	202100004577

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jul 12, 2019
Property Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Document Number	420/2679
Book / Page	420 / 2679
Instrument Date	Jul 8, 2019
Instrument	201900002589
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5043 KRAMER RD, EDGERTON, OH 43517-9533

Mortgage

Document Number	201900002590
Date	Jul 12, 2019
Instrument	201900002590

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

June 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DEFIANCE OH
Recording Date	Jun 28, 2017
Property Address	5043 KRAMER RD, EDGERTON, OH 43517-9533
Document Number	405/0269
Book / Page	405 / 0269
Instrument Date	Jan 6, 2017
Instrument	201700002756
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 KRAMER RD, EDGERTON, OH 43517-9533

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Milford Township
Unified School District	Edgerton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00	$83,480 (-) Land $7,750 Building $75,730
2024	$3,046.00 (-4.54%)	$83,480 (-) Land $7,750 Building $75,730	$238,500 (-0.01%) Land $22,130 Building $216,370
2023	$3,191.00 (+8.02%)	$83,480 (+21.66%) Land $7,750 Building $75,730	$238,513 (+21.66%) Land $22,142 Building $216,371
2022	$2,954.00	$68,620 Land $6,970 Building $61,650
2020			$196,050 Land $19,910 Building $176,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3

May also be available: AT&T.

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