5151 Harkley Runyan Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5151 Harkley Runyan Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 1991
Lot Size	5.58 acres (243,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2021)
Tax Bill	$10,283 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-25-31-4917-0001-0400`

Property Details

APN / Parcel Number

Primary APN	`32-25-31-4917-0001-0400`
Alternative APNs	`253132491700010400` `93112`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,598 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	2,598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	243,326 sqft (5.58 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	468 sqft
Porch	Florida Room
Porch Area	592 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5151 HARKLEY RUNYAN RD
City	SAINT CLOUD
State	FL
Zip	34771-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	RUNNYMEDE RANCHLANDS UNIT 3 LOT 40 PB 2 PG 260
Legal Range	31E
Legal Township	25S
Legal Section	32
Legal Subdivision	RUNNYMEDE RANCHLANDS UNIT 3
Legal Tract	4917
Legal Block	400
Legal Lot Number	40
Legal Unit	3L
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3032
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 26, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	2021108814
Deed Book / Page	6001 / 1315
Prior Transfer Date	Dec 10, 2010
Prior Transfer Doc	0040870294
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2021
Property Address	5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594
Document Number	0060011315
Book / Page	6001 / 1315
Map Reference	MB 2 PG 260&261
Instrument Date	Jun 1, 2021
Instrument	2021108814
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 SUNLIGHT CT, 1130, SAINT CLOUD, FL 34771-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 RUMMELL RD, SAINT CLOUD, FL 34769-1705

Mortgage

Document Number	0060011317
Date	Jul 13, 2021
Instrument	6001/1317

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 26, 2017
Property Address	5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594
Document Number	0052130089
Book / Page	005213 / 000089
Instrument Date	Sep 8, 2017
Instrument	136060
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,135.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5151 HARKLEY RUNYAN RD ST CLOUD FL 347719594, ST CLOUD, FL 34771-9594

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 18, 2017
Property Address	5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594
Document Number	0051501855
Book / Page	005150 / 001855
Instrument Date	May 3, 2017
Instrument	73714
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5151 HARKLEY RUNYAN RD ST CLOUD FL 347719594, ST CLOUD, FL 34771-9594
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,283.00 (+2.62%) Homeowner's exemption	$427,789 (+5.99%)	$526,900 (+7.18%) Land $223,600 Building $303,300
2024	$10,020.00 (+1.11%)
2023	$9,910.00 (-7.24%) Homeowner's exemption	$403,625 (-4.2%)	$491,600 (+16.69%) Land $195,600 Building $296,000
2022	$10,683.00	$421,300 Land $156,500 Building $264,800	$421,300 Land $156,500 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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