5151 Cheatham Ford Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 5151 Cheatham Ford Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,494 sqft · built 2023
Lot Size	10.7 acres (468,706 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,148 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139297`

Property Details

APN / Parcel Number

Primary APN	`139297`
Alternative APNs	`9346155` `9345184` `9348597` `24076`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,494 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	468,706 sqft (10.7 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9348597
Street Address	5151 CHEATHAM FORD RD
City	HIDDENITE
State	NC
Zip	28636-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 3890 SUBMAP 54 BLOCK 3936 (PIN) OFF SR 1456 & 1461 LOT 1 J-6 0033F
Legal Subdivision	WILLIAM J AND WIFE MARTHA M SMITH
Legal Block	3936
Legal Lot Number	1
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	3
Census Block	3051
Census Tract	40100

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5151 CHEATHAM FORD RD, HIDDENITE, NC 28636-9219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Jan 23, 2023	Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE
May 2, 2022	Intrafamily Transfer, Transfer
Dec 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2023
Transfer Doc	0006591598
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Recording Date	Apr 17, 2026
Property Address	5151 CHEATHAM FORD RD, HIDDENITE, NC 28636-9219
Document Number	0689001952
Book / Page	689 / 1952
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CHEATHAM FORD RD, HIDDENITE, NC 28636-9219

Mortgage

Document Number	0689001952,
Date	Apr 17, 2026
Book Page	689/1952

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALEXANDER NC
Recording Date	Dec 28, 2023
Property Address	SHARPE MILL RD, NC
Document Number	0006680323
Book / Page	668 / 323
Map Reference	MB 15 PG 167
Instrument Date	Dec 26, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5151 CHEATHAM FORD RD, HIDDENITE, NC 28636-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CHEATHAM FORD RD, HIDDENITE, NC 28636-9219

Mortgage

Document Number	0000668326
Date	Dec 28, 2023
Instrument	668/326

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALEXANDER NC
Recording Date	Jan 23, 2023
Property Address	SHARPE MILL RD, NC
Document Number	0006591598
Book / Page	659 / 1598
Map Reference	MB 15 PG 167
Instrument Date	Jan 19, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2830 16TH ST NE APT 180, 180, HICKORY, NC 28601-8634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 16TH ST NE APT 180, 180, HICKORY, NC 28601-8634

Mortgage

Document Number	0006591601
Date	Jan 23, 2023
Instrument	659/1601

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALEXANDER NC
Recording Date	May 2, 2022
Property Address	SHARPE MILL RD, NC
Document Number	0006520853
Book / Page	652 / 853
Map Reference	MB 15 PG 167
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5291 CHEATHAM FORD RD, 5291, HIDDENITE, NC 28636-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 16TH ST NE APT 180, 180, HICKORY, NC 28601-8634

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALEXANDER NC
Recording Date	Dec 8, 2021
Property Address	SHARPE MILL RD, NC
Document Number	0006470604
Book / Page	647 / 604
Map Reference	MB 15 PG 167
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5291 CHEATHAM FORD RD, HIDDENITE, NC 28636-9166

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,148.00 (-6.86%)	$465,005 (-) Land $75,476 Building $389,529
2025	$3,380.00 (+6,159.26%)	$465,005 (+7,102.68%) Land $75,476 Building $389,529
2023	$54.00	$6,456 Land $6,456	$465,005 Land $75,476 Building $389,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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