4808 Cheatham Ford Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 4808 Cheatham Ford Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,930 sqft · built 1970
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jan 2021)
Tax Bill	$1,759 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0711379 11379`

Property Details

APN / Parcel Number

Primary APN	`0711379 11379`
Alternative APNs	`9343836` `11379`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9343836
Street Address	4808 CHEATHAM FORD RD
City	HIDDENITE
State	NC
Zip	28636-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3890 SUBMAP 52 BLOCK 7927 (PIN) SR 1456 J-6 0022
Legal Block	7927
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	3
Census Block	3061
Census Tract	40100

Owner

4808 Cheatham Ford Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Alexander County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4808 CHEATHAM FORD RD, HIDDENITE, NC 28636-9216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Deed Book / Page	635 / 1444
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	4808 CHEATHAM FORD RD, HIDDENITE, NC 28636-9216
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006501302
Date	Mar 16, 2022
Book Page	650/1302

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Jan 28, 2021
Property Address	4808 CHEATHAM FORD RD, HIDDENITE, NC 28636-9216
Document Number	0006351444
Book / Page	635 / 1444
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 8TH STREET DR NW, 1655, HICKORY, NC 28601-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 CHEATHAM FORD RD, HIDDENITE, NC 28636-9216

Mortgage

Document Number	0006351448
Date	Jan 28, 2021
Instrument	635/1448

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	1.03%

Tax Assessment & Valuation

The 2026 property tax bill for 4808 Cheatham Ford Rd was $1,759, down 6.9% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,759.00 (-6.88%)	$259,914 (-) Land $37,999 Building $221,915
2025	$1,889.00	$259,914 Land $37,999 Building $221,915
2023	$2,193.00	$259,914 Land $37,999 Building $221,915	$259,914 Land $37,999 Building $221,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4808 Cheatham Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Cheatham Ford Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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