515 Woodruff Rd, Waco, TX 76705 Property Records

McLennan County property record for 515 Woodruff Rd, Waco, TX 76705

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 1 ba · 1,500 sqft · built 1940
Lot Size24.6 acres (1,075,061 sqft)
Owner2 Individual Names on File
Tax Bill$226 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN20-088600-005907-2

Property Details

APN / Parcel Number

Primary APN20-088600-005907-2
Alternative APNs
  • 2008860000590720111
  • 117403

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,500 sqft Gross Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1957
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area1,075,061 sqft (24.6 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Shed1 Shed
Shed Area336 sqft
Storage Building112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address515 WOODRUFF RD
CityWACO
StateTX
Zip76705-6082
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeR
Legal DescriptionWILSON S P ACRES 24.68, LAND ACCT, MH ONLY PID: 410979
Legal SubdivisionWILSON S P
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group1
Census Block1047
Census Tract3402

Owner

Source: McLennan County records · APN 20-088600-005907-2

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2014 W ELM MOTT DR, WACO, TX 76705-5540
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
PRIME LENDING
Jun 06, 2025Vendor's Lien, Transfer
WILLIAM FASTER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2025
Deed SaleJun 06, 2025
Deed Document Number202517222
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateJul 21, 2026
Property Address515 WOODRUFF RD, WACO, TX 76705-6082
Document Number0000023188
Instrument DateJul 20, 2026
Instrument202623188
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNATIONWIDE TITLE, NATIONWIDE TITLE CLEARING IN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 W ELM MOTT DR, WACO, TX 76705-5540

Mortgage

Document Number0000023188,
DateJul 21, 2026
Instrument202623188
Lender
NamePRIME LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.85%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 06, 2025
Property Address515 WOODRUFF RD, WACO, TX 76705-6082
Document Number0000017222
Map ReferenceVOL 1422 PG 541
Instrument DateJun 06, 2025
Instrument2025017222
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyAGT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 W ELM MOTT DR, WACO, TX 76705-5540

Mortgage

DateJun 06, 2025
Lender
NameWILLIAM FASTER
TypePrivate Party
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$226.00 (-7%)$73,368 (-58.84%)$315,470 (-3.36%) Land $163,220 Building $152,250
2024$243.00 (-2.02%)
2023$178,240 Land $15,030 Building $163,210$326,430 Land $163,220 Building $163,210
2022$248.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

Based on FCC filings for 19 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHALK BLUFF WSC
serves 3,852 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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