425 Woodruff Rd, Waco, TX 76705 Property Records

McLennan County property record for 425 Woodruff Rd, Waco, TX 76705

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,708 sqft · built 2013
Lot Size	30.2 acres (1,318,648 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2021)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-093307-000101-0`

Property Details

APN / Parcel Number

Primary APN	`20-093307-000101-0`
Alternative APN	`367283`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,708 sqft Living Area
1st Floor Area	3,708 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Roof Material	Metal
Lot Area	1,318,648 sqft
Lot Dimensions	1,236 ft deep x 596 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	340 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 WOODRUFF RD
City	WACO
State	TX
Zip	76705-5531
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WOODRUFF ROAD ADDITION LOT 1 BLOCK 1 ACRES 30.272
Legal Subdivision	WOODRUFF ROAD ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1047
Census Tract	3402

Owner

425 Woodruff Rd, a rural home, is owned and occupied by two individuals who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 WOODRUFF RD, WACO, TX 76705-5531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	202132135
Prior Transfer Date	May 27, 2016
Prior Transfer Doc	0000017093
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 11, 2021
Property Address	425 WOODRUFF RD, WACO, TX 76705-5531
Document Number	0000032135
Map Reference	FILE 2013013494
Instrument Date	Aug 6, 2021
Instrument	2021032135
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 J L BRAZZIL LOOP, WACO, TX 76705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032136
Date	Aug 11, 2021
Instrument	2021032136

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 425 Woodruff Rd was $1,930 with a homeowner's exemption, up 0.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,023 (-34.86%)	$553,500 (-24.58%) Land $226,628 Building $326,872
2025	$1,930.00 (+0.36%) Homeowner's exemption	$454,423	$733,900 Land $192,370 Building $541,530
2024	$1,923.00
2023		$589,360 Land $6,380 Building $582,980	$775,350 Land $192,370 Building $582,980
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Woodruff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Woodruff Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20