515 Windemere, Ada, OK 74820 Property Records

Pontotoc County property record for 515 Windemere, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,271 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2011)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Jul 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16162`

Property Details

APN / Parcel Number

Primary APN	`16162`
Alternative APN	`0438-00-001-007-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,271 sqft Living Area
1st Floor Area	2,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	129 ft deep x 45.5 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	251 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16162
Street Address	515 WINDEMERE
City	ADA
State	OK
Zip	74820-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 1 KINGSRIDGE PHASE II
Legal Subdivision	KINGSRIDGE PHASE II SD ADA. 4-3-6
Legal Phase	II
Legal Block	1
Legal Lot Number	7
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1008
Census Tract	89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 WINDEMERE, ADA, OK 74820-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2006	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Jul 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Jan 7, 2011	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA
Jun 18, 2008	Deed, Transfer
Jan 3, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2011 · Amount on Record
Deed Sale	Jan 7, 2011 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	2011122
Deed Book / Page	2504 / 288
Record Updated	Oct 29, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	515 WINDEMERE, ADA, OK 74820-8426
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002093/202
Date	Jun 16, 2006
Book Page	2093/202
Instrument	2006-003945

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74821

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2021

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	515 WINDEMERE, ADA, OK 74820-8426
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003043/110
Date	Jul 15, 2016
Book Page	3043/110
Instrument	2016-003779

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2036

January 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 7, 2011
Property Address	515 WINDEMERE, ADA, OK 74820-8426
Document Number	002504/288
Book / Page	2504 / 288
Instrument Date	Jan 6, 2011
Instrument	2011-000122
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 WINDEMERE, ADA, OK 74820-8426

Mortgage

Document Number	2011000123
Date	Jan 7, 2011
Instrument	2011-000123

Lender

Name	CITIZENS BANK OF ADA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2041

June 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 18, 2008
Property Address	515 WINDEMERE, ADA, OK 74820-8426
Document Number	002282/036
Book / Page	2282 / 036
Instrument Date	Jun 17, 2008
Instrument	2008-003861
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 WINDEMERE, ADA, OK 74820-8426

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 3, 2006
Property Address	515 WINDEMERE, ADA, OK 74820-8426
Document Number	002053/116
Book / Page	2053 / 116
Instrument Date	Dec 21, 2005
Instrument	2006-000026
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$307.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WINDEMERE, ADA, OK 74820-8426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,080 (+3%) Land $3,269 Building $27,811	$259,003 (-11.58%) Land $27,244 Building $231,759
2025	$3,039.00 (+1.33%) Homeowner's exemption	$30,176 (+3%) Land $3,174 Building $27,002	$292,928 (+2.17%) Land $35,000 Building $257,928
2024	$2,999.00 (+5.93%) Homeowner's exemption	$29,296 (+3%) Land $3,082 Building $26,214	$286,716 (+9.96%) Land $25,680 Building $261,036
2023	$2,831.00 Homeowner's exemption	$28,444 Land $3,082 Building $25,362	$260,746 Land $25,680 Building $235,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2009–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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