425 Windemere, Ada, OK 74820 Property Records

Pontotoc County property record for 425 Windemere, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 2006
Lot Size	0.46 acres (20,077 sqft)
Owner	2 Trust Names on File
Last Sale	$278,000 (Mar 2025)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16178`

Property Details

APN / Parcel Number

Primary APN	`16178`
Alternative APN	`0439-00-001-016-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,077 sqft (0.46 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	128 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16178
Street Address	425 WINDEMERE
City	ADA
State	OK
Zip	74820-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 1 KINGSRIDGE PHASE III
Legal Subdivision	KINGSRIDGE PHASE III SD ADA. 4-3-6
Legal Phase	III
Legal Block	1
Legal Lot Number	16
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1008
Census Tract	89300

Owner

425 Windemere is owner-occupied and held in a trust since April 2025.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	425 WINDEMERE, ADA, OK 74820-8412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	20251529
Deed Book / Page	3874 / 246
Last Transfer Date	Apr 3, 2025
Transfer Doc	003880/231
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Sep 5, 2017
Property Address	425 WINDEMERE, ADA, OK 74820-8412
Document Number	003149/001
Book / Page	3149 / 001
Instrument Date	Sep 1, 2017
Instrument	2017-004645
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 WINDEMERE, ADA, OK 74820-8412

Mortgage

Document Number	2017004646
Date	Sep 5, 2017
Instrument	2017-004646

Lender

Name	TINKER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 425 Windemere was $2,163 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,360 (+53.22%) Land $4,200 Building $29,160	$278,000 (+3.58%) Land $35,000 Building $243,000
2025	$2,163.00 (+1.31%) Homeowner's exemption	$21,773 (+4.06%) Land $3,090 Building $18,683	$268,397 (+16.36%) Land $35,000 Building $233,397
2024	$2,135.00 (+7.12%) Homeowner's exemption	$20,924 (+3%) Land $3,000 Building $17,924	$230,666 (+12.9%) Land $25,000 Building $205,666
2023	$1,993.00 Homeowner's exemption	$20,315 Land $3,000 Building $17,315	$204,312 Land $25,000 Building $179,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Windemere in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2009–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Windemere is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Nearby Properties on Windemere

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures