Berrien County property record for 515 Wayne St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,723 sqft · built 1890 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $6,540 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3160-0013-15-8 |
| Primary APN | 76-3160-0013-15-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 947 sqft |
| Basement Area | 947 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOT 6 BLK 13 HOYT'S ADD TO CITY OF ST. JOSEPH EXC THE NELY 12' THEREOF |
| Legal Subdivision | HOYTS ADD |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 802 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 515 WAYNE ST, SAINT JOSEPH, MI 49085-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Construction Mortgage BRIAN A PAPPAS AND DEBORAH A PAPPAS REVO |
| Mar 6, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 14, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | May 28, 2010 · Amount on Record |
| Deed Document Number | 2020286248 |
| Deed Book / Page | 3288 / 1598 |
| Last Transfer Date | Jul 19, 2025 |
| Transfer Doc | 03455/3460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 515 WAYNE ST, SAINT JOSEPH, MI 49085-1371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 900 MARKET ST, SAINT JOSEPH, MI 49085-1325 |
| Document Number | 03467/3504 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 3467/3504 |
| Instrument | 2026449290 |
| Name | BRIAN A PAPPAS AND DEBORAH A PAPPAS REVO |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 6, 2024 |
| Property Address | 515 WAYNE ST, SAINT JOSEPH, MI 49085-1371 |
| Document Number | 03421/3305 |
| Book / Page | 3421 / 3305 |
| Map Reference | LB 1 PG 602 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024399325 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5447 MAC DR, GRAND FORKS, ND 58201-3006 |
| Name | Verified Name |
|---|---|
| Address | 5447 MAC DR, GRAND FORKS, ND 58201-3006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 14, 2023 |
| Property Address | 515 WAYNE ST, SAINT JOSEPH, MI 49085-1371 |
| Document Number | 03409/4178 |
| Book / Page | 3409 / 4178 |
| Map Reference | LB 1 PG 602 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023386760 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5447 MAC DR, GRAND FORKS, ND 58201-3006 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,100 (-1.83%) | $290,200 (-1.83%) | |
| 2025 | $6,540.00 (+2.65%) | $147,800 (+24.62%) | $295,600 (+24.62%) |
| 2024 | $6,371.00 (+9.56%) | ||
| 2023 | $118,600 | $237,200 | |
| 2022 | $5,815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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