510 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 510 Wayne St, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,638 sqft · built 1922
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Aug 2019)
Tax Bill$6,367 (2025)
Deeds & MortgagesNov 2017 Mortgage
Aug 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN76-0340-0420-00-6

Property Details

APN / Parcel Number

Primary APN76-0340-0420-00-6
Alternative APN
  • 11-76-0340-0420-00-6

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions132 ft deep x 33 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address510 WAYNE ST
CitySAINT JOSEPH
StateMI
Zip49085-1372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionTHE SWLY 1/2 OF LOT 420 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE NELY BDY IS PAR TO SWLY BDY OF SD LOT 420
Legal SubdivisionNEWBERRPORT
Legal Lot Number420
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1033
Census Tract802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address667 E FOUNTAINVIEW DR, MUNDELEIN, IL 60060-5606
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED HOME MPORTGAGE CORP
Aug 28, 2025Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU
Aug 15, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleJul 27, 2012 · Amount on Record
Deed Book / Page3246 / 1734
Prior Transfer DateJan 3, 2012
Prior Transfer Doc02982/0540
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address510 WAYNE ST, SAINT JOSEPH, MI 49085-1372
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03190/1215
DateNov 22, 2017
Book Page3190/1215
Instrument3190-1215
Lender
NameUNITED HOME MPORTGAGE CORP
TypeNon-Lending Institution
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 28, 2025
Property Address510 WAYNE ST, SAINT JOSEPH, MI 49085-1372
Document Number03458/3277
Book / Page3458 / 3277
Instrument DateAug 20, 2025
Instrument2025440536
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address667 E FOUNTAINVIEW DR, MUNDELEIN, IL 60060-5606

Mortgage

Document Number0034583278
DateAug 28, 2025
Instrument3458/3278
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 15, 2019
Property Address510 WAYNE ST, SAINT JOSEPH, MI 49085-1372
Document Number03246/1734
Book / Page3246 / 1734
Map ReferenceLB E PG 564
Instrument DateAug 9, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,668.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 WAYNE ST, SAINT JOSEPH, MI 49085-1372

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,400 (-12.61%)$264,800 (-12.61%)
2025$6,367.00 (+2.64%)$151,500 (+22.57%)$303,000 (+22.57%)
2024$6,203.00 (+9.57%)
2023$123,600$247,200
2022$5,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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