Craven County property record for 515 Watson Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,124 sqft · built 1947 |
| Lot Size | 0.191 acres (8,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Aug 2017) |
| Tax Bill | $933 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8-016-022 |
| Primary APN | 8-016-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,307 sqft (0.191 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 116726 |
|---|---|
| Street Address | 515 WATSON AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR6 |
| Legal Description | 515 WTSON 111 CLEVLD |
| Legal Subdivision | CLEVELAND PARK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960800 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 WATSON AVE, NEW BERN, NC 28560-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 11, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Prior Sale | Aug 9, 2013 · Amount on Record |
| Deed Book / Page | 3510 / 1231 |
| Prior Transfer Date | May 5, 2008 |
| Prior Transfer Doc | 2722/0071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 515 WATSON AVE, NEW BERN, NC 28560-3145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 515 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 3631/1160 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 3631/1160 |
| Instrument | 10061522 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 11, 2017 |
| Property Address | 515 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 3510/1231 |
| Book / Page | 3510 / 1231 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5807 DEEP CREEK DR, 5807, FREDERICKSBURG, VA 22407-9221 |
| Name | Verified Name |
|---|---|
| Address | 515 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 3510/1234 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 3510/1234 |
| Instrument | 10011334 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $933.00 (+3.21%) | $99,670 (-) Land $20,000 Building $79,670 | $99,670 (-) Land $20,000 Building $79,670 |
| 2025 | $904.00 (+2.49%) | $99,670 (-) Land $20,000 Building $79,670 | $99,670 (-) Land $20,000 Building $79,670 |
| 2023 | $882.00 (+13.95%) | $99,670 (+45.29%) Land $20,000 Building $79,670 | $99,670 (+45.29%) Land $20,000 Building $79,670 |
| 2022 | $774.00 | $68,600 Land $13,000 Building $55,600 | |
| 2018 | $68,600 Land $13,000 Building $55,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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