513 Watson Ave, New Bern, NC 28560 Property Records

Craven County property record for 513 Watson Ave, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,098 sqft · built 1945
Lot Size0.177 acres (7,701 sqft)
OwnerIndividual Name on Record
Tax Bill$945 (2026)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone AE (high risk)
APN8-016-023

Property Details

APN / Parcel Number

Primary APN8-016-023
Alternative APN
  • 21982

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialWood
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,701 sqft (0.177 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number21982
Street Address513 WATSON AVE
CityNEW BERN
StateNC
Zip28560-3145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR6
Legal Description513 WATSON
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2015
Census Tract960800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverside Historic District
listed 1988 · 178 contributing resources · NRIS 87002579

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address513 WATSON AVE, NEW BERN, NC 28560-3145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 1996
Deed SaleFeb 9, 1996
Deed Book / Page1499 / 376
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address513 WATSON AVE, NEW BERN, NC 28560-3145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003554/0000000605
DateNov 30, 2018
Book Page0000003554/0000000605
Instrument000010030501
Lender
NameUS SMALL BUSNS ADMIN
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$945.00 (+3.28%)$101,000 (-) Land $20,000 Building $81,000$101,000 (-) Land $20,000 Building $81,000
2025$915.00 (+2.46%)$101,000 (-) Land $20,000 Building $81,000$101,000 (-) Land $20,000 Building $81,000
2023$893.00 (+18.91%)$101,000 (+52.29%) Land $20,000 Building $81,000$101,000 (+52.29%) Land $20,000 Building $81,000
2022$751.00$66,320 Land $13,000 Building $53,320
2018$66,320 Land $13,000 Building $53,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 161 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims146 (1982–2024)
Claims Outside the SFHA20 of 146
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 70 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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