515 Topsail Dr, Rockledge, FL 32955 Property Records

Brevard County property record for 515 Topsail Dr, Rockledge, FL 32955

Property Summary

Property TypeSingle Family Home
Details2,605 sqft · built 2023
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$1,099,000 (Oct 2023)
Tax Bill$12,024 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-12-05-*-17

Property Details

APN / Parcel Number

Primary APN26-36-12-05-*-17
Alternative APNs
  • 26-36-12-05-00000.0-0017.00
  • 2615545

Interior

Stories1 Story
Building Area2,605 sqft Living Area
Gross Area4,031 sqft
1st Floor Area2,605 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area778 sqft
PorchFinished/Open Porch
Deck Area902 sqft

Location & Zoning

Account Number2615545
Street Address515 TOPSAIL DR
CityROCKLEDGE
StateFL
Zip32955-5778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU210(6)
Legal DescriptionSOUTH INDIAN RIVER ISLES 3RD ADDN LOT 17
Legal Range36E
Legal Township26S
Legal Section12
Legal SubdivisionSOUTH INDIAN RIVER ISLES 3RD ADDN
Legal Lot Number17
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2014
Census Tract62800

Owner

515 Topsail Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address515 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 4, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2023 · Amount on File
Deed SaleOct 4, 2023 · Amount on File
Deed Document Number2023210919
Deed Book / Page9901 / 2624
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address515 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 TOPSAIL DR, ROCKLEDGE, FL 32955-5778

Mortgage

Document Number0099722022
DateJan 18, 2024
Book Page9972/2022
Instrument2024010421
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 4, 2023
Property Address515 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
Document Number0099012624
Book / Page9901 / 2624
Map ReferenceMB 38 PG 93
Instrument DateOct 2, 2023
Instrument2023210919
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2024
Title CompanyECHELON TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,693.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1005 VIERA BLVD UNIT 201, 201, ROCKLEDGE, FL 32955-5825

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 TOPSAIL DR, ROCKLEDGE, FL 32955-5778

Mortgage

Document Number0099012626
DateOct 4, 2023
Instrument9901/2626
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 515 Topsail Dr was $12,024 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$912,380 (-4.11%)$912,380 (-4.11%)
2025$12,024.00 Homeowner's exemption$951,510 Land $150,000 Building $801,510$951,510 Land $150,000 Building $801,510
2023$1,295.00 (+49.19%)$85,000 (+14.86%) Land $85,000$85,000 (+14.86%) Land $85,000
2022$868.00$74,000 Land $74,000$74,000 Land $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 Topsail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 142 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies215 units insured
incl. 73 condo units
Nearby Flood Claims10 (2004–2023)
Claims Outside the SFHA7 of 10
Most Recent ClaimFeb 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Topsail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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