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513 Topsail Dr, Rockledge, FL 32955 Property Records

Brevard County property record for 513 Topsail Dr, Rockledge, FL 32955

Property Summary

Property TypeSingle Family Home
Details2,515 sqft · built 2024
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Mar 2025)
Tax Bill$8,037 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-36-12-05-*-16

Property Details

APN / Parcel Number

Primary APN26-36-12-05-*-16
Alternative APNs
  • 26-36-12-05-00000.0-0016.00
  • 2615544

Interior

Stories1 Story
Building Area2,515 sqft Living Area
Gross Area3,456 sqft
1st Floor Area2,515 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area585 sqft
PorchFinished/Open Porch
Deck Area516 sqft

Location & Zoning

Account Number2615544
Street Address513 TOPSAIL DR
CityROCKLEDGE
StateFL
Zip32955-5778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU210(6)
Legal DescriptionSOUTH INDIAN RIVER ISLES 3RD ADDN LOT 16
Legal Range36E
Legal Township26S
Legal Section12
Legal SubdivisionSOUTH INDIAN RIVER ISLES 3RD ADDN
Legal Lot Number16
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2014
Census Tract62800

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address535 STONE PONY LN, KNOXVILLE, TN 37919-7595
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIDUSFI LLC
Mar 11, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 8, 2021Warranty Deed, Transfer
ALL FLORIDA PROF TITLE LLC, ALL FL PROFESSIONAL TTL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleOct 8, 2021 · Amount on Record
Deed Document Number202548275
Deed Book / Page10282 / 2063
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address513 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 ALOMA AVE, WINTER PARK, FL 32792-2542

Mortgage

Document Number0099210585
DateOct 31, 2023
Book Page9921/585
Instrument2023230169
Lender
NameFIDUSFI LLC
TypeNon-Lending Institution
AddressWINTER PARK, FL 32789
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueNov 1, 2024

March 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 11, 2025
Property Address513 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
Document Number0102822063
Book / Page10282 / 2063
Map ReferenceMB 38 PG 93
Instrument DateFeb 25, 2025
Instrument2025048275
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, ALL FLORIDA PROFESSIONAL TIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2487 ALOMA AVE, WINTER PARK, FL 32792-2542

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 STONE PONY LN, KNOXVILLE, TN 37919-7595

Mortgage

Document Number0102822065
DateMar 11, 2025
Instrument10282/2065
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 8, 2021
Property Address513 TOPSAIL DR, ROCKLEDGE, FL 32955-5778
Document Number0092852061
Book / Page9285 / 2061
Map ReferenceMB 38 PG 93&94
Instrument DateOct 5, 2021
Instrument2021263981
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyALL FLORIDA PROF TITLE LLC, ALL FL PROFESSIONAL TTL LLC

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 PALMER RD, INDIAN HARBOUR BEACH, FL 32937-4446

Transferred To (Grantee/Buyer)

NameVerified Name
Address2901 CURRY FORD RD STE 207, 207, ORLANDO, FL 32806-3353

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$684,540 (+4.4%)$684,540 (+4.4%)
2025$8,037.00 (+691.04%)$655,690 (+671.4%) Land $150,000 Building $505,690$655,690 (+671.4%) Land $150,000 Building $505,690
2023$1,016.00 (+17.05%)$85,000 (+14.86%) Land $85,000$85,000 (+14.86%) Land $85,000
2022$868.00$74,000 Land $74,000$74,000 Land $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies215 units insured
incl. 73 condo units
Nearby Flood Claims10 (2004–2023)
Claims Outside the SFHA7 of 10
Most Recent ClaimFeb 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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