511 Topaz St, Lowell, AR 72745 Property Records

Benton County property record for 511 Topaz St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,467 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Mar 2019)
Tax Bill	$1,995 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02213-000`

Property Details

APN / Parcel Number

Primary APN	`12-02213-000`
Alternative APNs	`44810.0` `44810`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	1,467 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	360 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	511 TOPAZ ST
City	LOWELL
State	AR
Zip	72745-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	187
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	21406

Owner

511 Topaz St is owned and occupied by an individual who bought it in March 2019.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	511 TOPAZ ST, LOWELL, AR 72745-8865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARMSTRONG BANK
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 13, 2019	Warranty Deed, Transfer IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Document Number	201911200
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Apr 29, 2026
Property Address	511 TOPAZ ST, LOWELL, AR 72745-8865
Document Number	0000024075
Instrument Date	Apr 28, 2026
Instrument	202624075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 TOPAZ ST, LOWELL, AR 72745-8865

Mortgage

Document Number	0000024075,
Date	Apr 29, 2026
Instrument	202624075

Lender

Name	ARMSTRONG BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	511 TOPAZ ST, LOWELL, AR 72745-8865
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202558635
Date	Oct 17, 2025
Instrument	L202558635

Lender

Name	UNITED FCU
Type	Credit Union
Address	150 HILLTOP RD, SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	511 TOPAZ ST, LOWELL, AR 72745-8865
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062528
Date	Aug 23, 2021
Instrument	2021062528

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 13, 2019
Property Address	511 TOPAZ ST, LOWELL, AR 72745-8865
Document Number	0000011200
Instrument Date	Mar 8, 2019
Instrument	11200
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 TOPAZ ST LOWELL AR 727458865, LOWELL, AR 72745-8865

Mortgage

Document Number	11201
Date	Mar 13, 2019
Instrument	11201

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 511 Topaz St was $1,995 with a homeowner's exemption, up 5.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,995.00 (+5.39%) Homeowner's exemption	$54,269 (-) Land $15,200 Building $39,069	$271,345 (-) Land $76,000 Building $195,345
2025	$1,893.00 Homeowner's exemption	$54,269 Land $15,200 Building $39,069	$271,345 (-) Land $76,000 Building $195,345
2024			$271,345 (+54.57%) Land $76,000 Building $195,345
2023	$1,594.00 Homeowner's exemption	$35,110 Land $7,200 Building $27,910	$175,550 Land $36,000 Building $139,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Topaz St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Topaz St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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