515 Shepherd Ln, Geneva, IL 60134 Property Records

Kane County property record for 515 Shepherd Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,190 sqft · built 2002
Lot Size0.171 acres (7,440 sqft)
Owner2 Individual Names on Record
Last Sale$308,000 (Mar 2019)
Tax Bill$10,029 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-05-129-035

Property Details

APN / Parcel Number

Primary APN12-05-129-035

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,190 sqft Living Area
Gross Area3,414 sqft
Basement Area1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area7,440 sqft (0.171 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address515 SHEPHERD LN
CityGENEVA
StateIL
Zip60134-4483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31 MS
Legal SubdivisionFISHER FARMS NBHRD 03
Legal Block3
Legal Lot Number31
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3000
Census Tract854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 SHEPHERD LN, GENEVA, IL 60134-4483
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EARTHMOVER CU
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 17, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Mar 25, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2019 · Amount on Record
Deed SaleMar 25, 2019 · Amount on Record
Prior SaleApr 23, 2002 · Amount on Record
Deed Document Number201911334
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address515 SHEPHERD LN, GENEVA, IL 60134-4483
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051966
DateDec 31, 2025
Instrument2025K051966
Lender
NameEARTHMOVER CU
TypeCredit Union
AddressAURORA, IL 60507
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueDec 17, 2030

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address515 SHEPHERD LN, GENEVA, IL 60134-4483
Transaction TypeMortgage
Record UpdatedJul 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047195
DateJun 21, 2021
Instrument2021K047195
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueNov 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address515 SHEPHERD LN, GENEVA, IL 60134-4483
Document Number0000004385
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address515 SHEPHERD LN GENEVA IL 601344483, GENEVA, IL 60134-4483

Mortgage

Document Number0000004385
DateJan 23, 2020
Instrument4385
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 25, 2019
Property Address515 SHEPHERD LN, GENEVA, IL 60134-4483
Document Number0000011334
Instrument DateMar 1, 2019
Instrument11334
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address515 SHEPHERD LN GENEVA IL 601344483, GENEVA, IL 60134-4483

Mortgage

Document Number11335
DateMar 25, 2019
Instrument11335
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 24, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,029.00 (+11.11%) Homeowner's exemption$143,925 (+8.5%) Land $35,448 Building $108,477$431,948 (+8.5%) Land $106,387 Building $325,561
2024$132,650 (+18.38%) Land $32,671 Building $99,979$398,109 (+18.43%) Land $98,052 Building $300,057
2022$9,026.00 (+3.08%) Homeowner's exemption$112,053 (+3.86%) Land $27,598 Building $84,455$336,159 (+3.86%) Land $82,794 Building $253,365
2021$8,756.00 Homeowner's exemption$107,888 Land $26,572 Building $81,316$323,664 Land $79,716 Building $243,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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