578 Shepherd Ln, Geneva, IL 60134 Property Records

Kane County property record for 578 Shepherd Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,686 sqft · built 2003
Lot Size0.275 acres (11,969 sqft)
OwnerIndividual Name on Record
Last Sale$327,500 (Oct 2022)
Tax Bill$11,723 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-05-133-003

Property Details

APN / Parcel Number

Primary APN12-05-133-003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
Gross Area4,020 sqft
Basement Area1,334 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Lot Area11,969 sqft (0.275 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address578 SHEPHERD LN
CityGENEVA
StateIL
Zip60134-4467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 IN FISHER FARMS NEIGHBORHOOD 3
Legal SubdivisionFISHER FARMS
Legal Block3
Legal Lot Number46
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3002
Census Tract854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address578 SHEPHERD LN, GENEVA, IL 60134-4467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleDec 22, 2020 · Amount on Record
Deed Document Number202251258
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 19, 2022
Property Address578 SHEPHERD LN, GENEVA, IL 60134-4467
Document Number0000051258
Map ReferenceDOC 2000K077133
Instrument DateSep 23, 2022
Instrument2022K051258
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 SHEPHERD LN, GENEVA, IL 60134-4467

Mortgage

Document Number0000051259
DateOct 19, 2022
Instrument2022K051259
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate6.12%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 22, 2020
Property Address578 SHEPHERD LN, GENEVA, IL 60134-4467
Document Number0000080454
Map ReferenceDOC 200K077133
Instrument DateDec 10, 2020
Instrument2020K080454
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address578 SHEPHERD LN, 578, GENEVA, IL 60134-4467

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address578 SHEPHERD LN, GENEVA, IL 60134-4467

Mortgage

Document Number0000080455
DateDec 22, 2020
Instrument2020K080455
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,723.00 (+11.15%) Homeowner's exemption$166,887 (+8.5%) Land $35,448 Building $131,439$500,861 (+8.5%) Land $106,387 Building $394,475
2024$153,813 (+18.38%) Land $32,671 Building $121,142$461,624 (+18.43%) Land $98,052 Building $363,571
2022$10,547.00 (+3.05%) Homeowner's exemption$129,929 (+3.86%) Land $27,598 Building $102,331$389,787 (+3.86%) Land $82,794 Building $306,993
2021$10,235.00 Homeowner's exemption$125,100 Land $26,572 Building $98,528$375,300 Land $79,716 Building $295,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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