515 Schaefer Ave, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 515 Schaefer Ave, Chesapeake, VA 23321 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,264 sqft · built 2018
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$418,777 (Jul 2018)
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Refinance + 5 more
APN	`0231012000720`

Property Details

APN / Parcel Number

Primary APN	`0231012000720`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	1,540 sqft
Upper Floors Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 SCHAEFER AVE
City	CHESAPEAKE
State	VA
Zip	23321-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72 HOMESTEAD AT BOWERS HILL PH 3
Legal Subdivision	HOMESTEAD AT BOWERS HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	21301

Owner

Source: Chesapeake City records · APN 0231012000720

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SWIFT HOME LOANS INC
Apr 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage RIVER COMMUNITY BANK NA
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 10, 2018	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Mar 30, 2018	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	201818141
Deed Book / Page	9932 / 35
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729

Mortgage

Document Number	10895/1523
Date	Sep 18, 2025
Book Page	10895/1523
Instrument	250021543

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10710/1227
Date	Nov 30, 2023
Book Page	10710/1227
Instrument	230024462

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10000/1449
Date	Apr 08, 2019
Book Page	10000/1449
Instrument	190007820

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10099/1540
Date	Jan 10, 2020
Book Page	10099/1540
Instrument	200000770

Lender

Name	RIVER COMMUNITY BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10510/1534
Date	Jan 20, 2022
Book Page	10510/1534
Instrument	220002327

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 10, 2018
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Document Number	0009932/35
Book / Page	9932 / 35
Instrument Date	Jul 02, 2018
Instrument	180018141
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729

Mortgage

Document Number	0180018142
Date	Jul 10, 2018
Instrument	180018142

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 30, 2018
Property Address	515 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729
Document Number	009897/516
Book / Page	9897 / 516
Instrument Date	Mar 20, 2018
Instrument	180007956
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,831.00 (+35.01%)	$577,300 (+11.02%) Land $130,000 Building $447,300	$577,300 (+11.02%) Land $130,000 Building $447,300
2023		$520,000 (+9.29%) Land $130,000 Building $390,000	$520,000 (+9.29%) Land $130,000 Building $390,000
2022		$475,800 Land $120,000 Building $355,800	$475,800 Land $120,000 Building $355,800
2019	$4,319.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500213011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Sunray Agricultural Historic District listed 2007 · 281 contributing resources · NRIS 03000564

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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