Chesapeake City property record for 508 Schaefer Ave, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,398 sqft · built 2018 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Jul 2024) |
| Tax Bill | $4,807 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2020 Mortgage + 1 more |
| APN | 0231012000780 |
| Primary APN | 0231012000780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 932 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,977 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 508 SCHAEFER AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 78 MORNINGSIDE AT BOWERS HILL PH 3 |
| Legal Subdivision | HOMESTEAD AT BOWERS HILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sunray Agricultural Historic District listed 2007 · 281 contributing resources · NRIS 03000564 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1801 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 31, 2018 | Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 202414924 |
| Deed Book / Page | 10769 / 1599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 20, 2026 |
| Property Address | 508 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 0000012904 |
| Book / Page | 10981 / 792 |
| Instrument Date | May 14, 2026 |
| Instrument | 202612904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 508 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 0000012904, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 10981/792 |
| Instrument | 202612904 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010165/393 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 10165/393 |
| Instrument | 200018872 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 31, 2018 |
| Property Address | 508 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 9939/58 |
| Book / Page | 9939 / 58 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 180020335 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 SCHAEFER AVE, CHESAPEAKE, VA 23321-2729 |
| Document Number | 180020336 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 180020336 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2023 |
| Margin | 2 |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,807.00 (+32.72%) | $475,900 (+11.48%) Land $130,000 Building $345,900 | $475,900 (+11.48%) Land $130,000 Building $345,900 |
| 2023 | $426,900 (+9.29%) Land $130,000 Building $296,900 | $426,900 (+9.29%) Land $130,000 Building $296,900 | |
| 2022 | $390,600 Land $120,000 Building $270,600 | $390,600 Land $120,000 Building $270,600 | |
| 2019 | $3,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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