515 S River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 515 S River Rd, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,504 sqft · built 1947
Lot Size0.339 acres (14,784 sqft)
OwnerOwner Name on Record
Last Sale$231,500 (Sep 2004)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-34-312-010

Property Details

APN / Parcel Number

Primary APN19-34-312-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,504 sqft
Gross Area2,287 sqft
1st Floor Area1,080 sqft
2nd Floor Area424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Architectural StyleCape Cod
Exterior MaterialRibbed Aluminum
Lot Area14,784 sqft
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address515 S RIVER RD
CityALGONQUIN
StateIL
Zip60102-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2011R0020072 LT 23 & NE1/2 VAC SCHUETT ST VACATED PER DOC 944387 LYING SW OF & ADJ DIERCKS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionLYING SW OF ADJ DIERCKS ADD
Legal Block312
Legal Lot Number23
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2002
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address515 S RIVER RD, ALGONQUIN, IL 60102-2844
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2004 · Amount on Record
Deed SaleSep 1, 2004 · Amount on Record
Prior SaleSep 1, 2004 · Amount on Record
Deed Document Number0000079132
Last Transfer DateMay 11, 2011
Transfer Doc0000020072
Record UpdatedJun 7, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address515 S RIVER RD, ALGONQUIN, IL 60102-2844
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004752
DateFeb 14, 2018
Instrument2018R0004752
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$87,828 Land $25,233 Building $62,595$263,484 Land $75,699 Building $187,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on S River Rd

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