426 S River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 426 S River Rd, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,807 sqft · built 1932
Lot Size	0.247 acres (10,781 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2019)
Deeds & Mortgages	Jun 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-162-005`

Property Details

APN / Parcel Number

Primary APN	`19-34-162-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,807 sqft
Gross Area	2,975 sqft
1st Floor Area	1,168 sqft
2nd Floor Area	639 sqft

Exterior

Year Built	Built 1932
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	10,781 sqft (0.247 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	426 S RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0023257 LT 4 DIERCKS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	DIERCKS ADD
Legal Block	162
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2002
Census Tract	871310

Owner

Source: McHenry County records · APN 19-34-162-005

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CIBM BANK
Jul 08, 2019	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2019 · Amount on Record
Deed Sale	Jul 08, 2019 · Amount on Record
Prior Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	0000020525
Last Transfer Date	Jun 29, 2022
Transfer Doc	0000023257
Record Updated	Jun 07, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 29, 2022
Property Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843
Document Number	0000023257
Map Reference	DOC 56288 MB 4 PG 59
Instrument Date	Jun 09, 2022
Instrument	2022R0023257
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021657
Date	Jun 16, 2020
Instrument	2020R0021657

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 08, 2019
Property Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843
Document Number	0000020525
Map Reference	DOC55288 MB4 PG59
Instrument Date	Jun 17, 2019
Instrument	2019R0020525
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	426 S RIVER RD, ALGONQUIN, IL 60102-2843

Mortgage

Document Number	0000020526
Date	Jul 08, 2019
Instrument	2019R0020526

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$96,114 Land $26,983 Building $69,131	$288,342 Land $80,949 Building $207,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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