515 S Gaines St, Stuart, IA 50250 Property Records

Adair County property record for 515 S Gaines St, Stuart, IA 50250 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	6 Baths
Year Built	Built 1979
Square Footage	3,185 sqft Living Area
Lot Size	16,800 sqft (0.385 acres)
Garage	Attached, 1,368 sqft
Occupancy	Owner Occupied
Tax Bill	$8,070.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-05-281-007`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Partial Baths	4 Partial Baths
Total Rooms	5 Rooms
Building Area	3,185 sqft Living Area
1st Floor	1,541 sqft 1st Floor
Basement Area	3,185 sqft Basement
Finished Basement	392 sqft Finished
Game Room	Game Room
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,800 sqft (0.385 acres)
Depth X Width	140 ft x 120 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,368 sqft Garage
Deck Area	283 sqft Deck
Porch	Enclosed Porch
Porch Area	58 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	515 S GAINES ST
City	STUART
State	IA
Zip	50250-2033
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 40 O T
Legal Block	40
Legal Lot Number	9,10
Jurisdiction	ADAIR IA
Minor Civil Division	LINCOLN
Census Blockgroup	1
Census Block	1048
Census Tract	960100

Owner

Source: Adair County records · APN 04-05-281-007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	515 S GAINES ST, STUART, IA 50250-2033
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2022
Deed Sale	Dec 13, 2022
Deed Doc Number	2022-1655
Record Refreshed	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Dec 13, 2022
Property Address	515 S GAINES ST, STUART, IA 50250-2033
Document Number	0020221655
Instrument Date	Dec 07, 2022
Instrument	2022-1655
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 S GAINES ST, STUART, IA 50250-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S GAINES ST, STUART, IA 50250-2033

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,280 (+12.92%) Land $36,720 Building $533,560	$570,280 (+12.92%) Land $36,720 Building $533,560
2024	$8,070.00 (+13.12%)
2023		$505,020 (+34.2%) Land $33,660 Building $471,360	$505,020 (+34.2%) Land $33,660 Building $471,360
2022	$7,134.00 Homeowner's exemption	$376,320 Land $21,420 Building $354,900
2021			$376,320 Land $21,420 Building $354,900

Flood & Wildfire

515 S Gaines St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Adair County (19001C), updated April 4, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.