Adair County property record for 503 S Gaines St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 1,380 sqft · built 1978 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Oct 2024) |
| Tax Bill | $3,332 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-281-001 |
| Primary APN | 04-05-281-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 503 S GAINES ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 BLK 40 O T |
| Legal Subdivision | ORIGINAL TOWN OF STUART |
| Legal Block | 40 |
| Legal Lot Number | 11,12 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 960100 |
503 S Gaines St is owned and occupied by two individuals who bought it in October 2024.
Source: Adair County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 S GAINES ST, STUART, IA 50250-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on File |
| Deed Sale | Oct 30, 2024 · Amount on File |
| Deed Document Number | 20241237 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 503 S Gaines St was $3,332 with a homeowner's exemption, up 25.3% from the year before.
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,332.00 (+25.26%) Homeowner's exemption | $227,930 Land $36,720 Building $191,210 | $227,930 Land $36,720 Building $191,210 |
| 2024 | $2,660.00 | ||
| 2023 | $190,930 (+28.52%) Land $33,660 Building $157,270 | $190,930 Land $33,660 Building $157,270 | |
| 2022 | $2,646.00 Homeowner's exemption | $148,560 Land $21,420 Building $127,140 | |
| 2021 | $148,560 Land $21,420 Building $127,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 S Gaines St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 S Gaines St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Nextlink, Verizon.
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