McHenry County property record for 515 S Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 1,467 sqft · built 1920 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-126-042 |
| Primary APN | 14-01-126-042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,467 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Street Address | 515 S EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0046079 LTS 5 & 6 HUCKS RIVERSIDE SUB |
| Legal Subdivision | HUCKS RIVERSIDE |
| Legal Lot Number | 5-6 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 870811 |
515 S Emerald Dr is owned and occupied by an individual who acquired it in April 2003.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2003 |
| Deed Sale | Apr 10, 2003 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 515 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043164 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 2017R0043164 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $71,787 Land $51,466 Building $20,321 | $215,361 Land $154,398 Building $60,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 S Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 S Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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