McHenry County property record for 507 S Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,724 sqft · built 1938 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2005) |
| Tax Bill | $8,857 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-01-126-034 |
| Primary APN | 14-01-126-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 507 S EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2005R0105965 LT 3 HUCKS RIVERSIDE SUB |
| Legal Subdivision | HUCKS RIVERSIDE SUB |
| Legal Block | 126 |
| Legal Lot Number | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 870811 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 507 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2005 · Amount on File |
| Deed Sale | Dec 16, 2005 · Amount on File |
| Prior Sale | Apr 4, 2001 · Amount on File |
| Deed Document Number | 2005105965 |
| Prior Transfer Date | Feb 28, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 507 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 507 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Document Number | 0000000143 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026R0000143 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 507 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000005766 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021R0005766 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 507 S EMERALD DR, MCHENRY, IL 60051-9304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018314 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020R0018314 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,857.00 | $119,337 (+21.94%) Land $50,219 Building $69,118 | $358,011 (+21.94%) Land $150,657 Building $207,354 |
| 2022 | Homeowner's exemption | $97,868 Land $41,184 Building $56,684 | $293,604 Land $123,552 Building $170,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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