Indian River County property record for 515 River Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 4,228 sqft · built 1978 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,150,000 (Aug 2025) |
| Tax Bill | $32,021 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Aug 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-40-05-00006-0000-00028.0 |
| Primary APN | 33-40-05-00006-0000-00028.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Plumbing Fixtures | 25 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,228 sqft Living Area |
| 1st Floor Area | 4,228 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 33,541 sqft (0.769 acres) |
| Lot Dimensions | 257 ft deep x 130 ft wide |
| Garage Area | 784 sqft |
| Driveway | Driveway |
| Driveway Area | 3,654 sqft |
| Pool Area | 528 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,358 sqft |
| Deck Area | 380 sqft |
| Patio Area | 360 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 93408 |
|---|---|
| Street Address | 515 RIVER DR |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR BAY UNIT 1 REPLAT OF LOT 28 PBI 6-65 & 65A |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 05 |
| Legal Subdivision | REPLAT OF RIOMAR BAY UNIT 1 |
| Legal Lot Number | 28 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 50504 |
Source: Indian River County records · APN 33-40-05-00006-0000-00028.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 515 RIVER DR, VERO BEACH, FL 32963-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Warranty Deed, Transfer CAY TITLE |
| Aug 26, 2020 | Warranty Deed, Transfer ELITE TITLE/THE TREASURE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 3120250043075 |
| Deed Book / Page | 3800 / 2349 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 29, 2025 |
| Property Address | 515 RIVER DR, VERO BEACH, FL 32963-2127 |
| Document Number | 0038002349 |
| Book / Page | 3800 / 2349 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 3120250043075 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $29,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 INDIAN CAVE RD, HENDERSONVILLE, NC 28739-9217 |
| Name | Verified Name |
|---|---|
| Address | 515 RIVER DR, VERO BEACH, FL 32963-2127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 26, 2020 |
| Property Address | 515 RIVER DR, VERO BEACH, FL 32963-2127 |
| Document Number | 0033320551 |
| Book / Page | 003332 / 000551 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 50006 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | ELITE TITLE/THE TREASURE |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,865.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 RIVER DR VERO BEACH FL 329632127, VERO BEACH, FL 32963-2127 |
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,021.00 (+4.16%) | $2,037,558 (+2.9%) | $4,058,847 (+4.94%) Land $1,981,840 Building $2,077,007 |
| 2024 | $30,742.00 (+4.54%) | $1,980,134 (+3%) | $3,867,608 (+1.93%) Land $1,872,975 Building $1,994,633 |
| 2023 | $29,407.00 (+2.84%) | $1,922,460 (+3%) | $3,794,496 (+31.38%) Land $1,872,975 Building $1,921,521 |
| 2022 | $28,596.00 | $1,866,466 | $2,888,223 Land $1,498,380 Building $1,389,843 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VERO BEACH serves 37,308 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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