512 River Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 512 River Dr, Vero Beach, FL 32963

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 3 ba · 3,806 sqft · built 1984
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$4,500,000 (Mar 2026)
Tax Bill	$25,375 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`33-40-05-00006-0000-00040.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-05-00006-0000-00040.0`
Alternative APN	`93420`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,806 sqft Living Area
Gross Area	5,723 sqft
1st Floor Area	2,400 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	217 ft deep x 118 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	1,917 sqft
Driveway	Brick Driveway
Porch	Open Porch
Porch Area	1,043 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 RIVER DR
City	VERO BEACH
State	FL
Zip	32963
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1AA
Legal Description	REPLAT OF RIOMAR BAY UNIT 1 PBI 6 - 65 LOT 40
Legal Range	40E
Legal Township	33S
Legal Section	05
Legal Subdivision	REPLAT OF RIOMAR BAY UNIT 1
Legal Lot Number	40
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1057
Census Tract	50504

Owner

512 River Dr, residential vacant land, is owned by two individuals who bought it in March 2026.

Source: Indian River County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4225 MOORLAND DR, CHARLOTTE, NC 28226-1114
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Deed Document Number	202613142
Deed Book / Page	3846 / 1234
Record Updated	Jun 8, 2026

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 20, 2026
Property Address	512 RIVER DR, VERO BEACH, FL 32963
Document Number	0038461234
Book / Page	3846 / 1234
Map Reference	MB 6 PG 65&65
Instrument Date	Mar 17, 2026
Instrument	3120260013142
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$31,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 SE MONTEREY COMMONS BLVD STE 100, 100, STUART, FL 34996-3346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 MOORLAND DR, CHARLOTTE, NC 28226-1114

Tax Assessment & Valuation

The 2025 property tax bill for 512 River Dr was $25,375.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,375.00	$1,778,869 Land $1,778,869	$1,778,869 Land $1,778,869
2023	$32,042.00 (+16.41%)	$2,378,571 (+26.74%) Land $1,622,503 Building $756,068	$2,378,571 (+26.74%) Land $1,622,503 Building $756,068
2022	$27,524.00	$1,876,767 Land $1,329,107 Building $547,660	$1,876,767 Land $1,329,107 Building $547,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 512 River Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured incl. 189 condo units
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20