Brevard County property record for 515 Rio Ln, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,614 sqft · built 1978 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Feb 2018) |
| Tax Bill | $5,845 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-24-50-*-26 |
| Primary APN | 27-37-24-50-*-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,614 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 118 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 445 sqft |
| Deck Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2726270 |
|---|---|
| Street Address | 515 RIO LN |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | RIO-MAR LOT 26 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | RIO-MAR |
| Legal Block | 885 |
| Legal Lot Number | 26 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 66301 |
515 Rio Ln is owned and occupied by two individuals who bought it in February 2018.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 RIO LN, INDIALANTIC, FL 32903-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on File |
| Deed Sale | Feb 27, 2018 · Amount on File |
| Prior Sale | Dec 8, 2015 · Amount on File |
| Deed Document Number | 201843258 |
| Deed Book / Page | 8100 / 1959 |
| Prior Transfer Date | Mar 13, 2014 |
| Prior Transfer Doc | 0070861855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 515 RIO LN, MELBOURNE, FL 32903-3707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 515 RIO LN, MELBOURNE, FL 32903-3707 |
| Document Number | 0090860434 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 9086/434 |
| Instrument | 2021094408 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 27, 2018 |
| Property Address | 515 RIO LN, MELBOURNE, FL 32903-3707 |
| Document Number | 0081001959 |
| Book / Page | 8100 / 1959 |
| Map Reference | MB25 PG4 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018043258 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | BELLA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2265 SEA HORSE DR, 2265, MELBOURNE BEACH, FL 32951-2935 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 RIO LN, INDIALANTIC, FL 32903-3707 |
| Document Number | 2018043259 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018043259 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 515 Rio Ln was $5,845 with a homeowner's exemption, up 5.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,480 (+2.7%) | $451,730 (-4.67%) | |
| 2025 | $5,845.00 (+5.62%) Homeowner's exemption | $365,610 | $473,870 |
| 2024 | $5,534.00 (+2.14%) | ||
| 2023 | $5,418.00 (+10.96%) Homeowner's exemption | $344,970 (+7.39%) | $499,620 (+3.57%) Land $190,000 Building $309,620 |
| 2022 | $4,883.00 Homeowner's exemption | $321,230 | $482,400 Land $240,000 Building $242,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Rio Ln in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 302 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 351 condo units |
| Nearby Flood Claims | 79 (1979–2017) |
| Claims Outside the SFHA | 62 of 79 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Rio Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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