480 Rio Ln, Indialantic, FL 32903 Property Records

Brevard County property record for 480 Rio Ln, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-24-52-*-7`

Property Details

APN / Parcel Number

Primary APN	`27-37-24-52-*-7`
Alternative APNs	`27-37-24-52-00000.0-0007.00` `2726304`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	118 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	380 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2726304
Street Address	480 RIO LN
City	INDIALANTIC
State	FL
Zip	32903-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	RIO MAR FIRST ADDITION LOT 7
Legal Range	37E
Legal Township	27S
Legal Section	24
Legal Subdivision	RIO MAR FIRST ADDITION
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1018
Census Tract	66301

Owner

480 Rio Ln is owned and occupied by an individual who acquired it in February 2017.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	480 RIO LN, INDIALANTIC, FL 32903-3709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017
Deed Sale	Feb 6, 2017
Prior Sale	Aug 1, 2016
Deed Document Number	201724275
Deed Book / Page	7813 / 1375
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	0078131375
Record Updated	Sep 20, 2026

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Feb 6, 2017
Property Address	480 RIO LN, MELBOURNE, FL 32903-3709
Document Number	0078131375
Book / Page	7813 / 1375
Map Reference	MB25 PG38
Instrument Date	Jan 19, 2017
Instrument	2017024275
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ALLIANCE TITLE INS AGENCY IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	873 OAKWOOD DR, 873, MELBOURNE, FL 32940-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 RIO LN, INDIALANTIC, FL 32903-3709

Mortgage

Document Number	2017024276
Date	Feb 6, 2017
Instrument	2017024276

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 480 Rio Ln was $2,987 with a homeowner's exemption, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,470 (+2.7%)	$467,140 (-3.75%)
2025	$2,987.00 (+5.7%) Homeowner's exemption	$203,970	$485,320
2024	$2,826.00 (+2.54%)
2023	$2,756.00 (+6.86%) Homeowner's exemption	$192,460 (+3.17%)	$509,260 (+1.36%) Land $190,000 Building $319,260
2022	$2,579.00 Homeowner's exemption	$186,540	$502,420 Land $240,000 Building $262,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Rio Ln in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	653 units insured incl. 351 condo units
Nearby Flood Claims	79 (1979–2017)
Claims Outside the SFHA	62 of 79
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 Rio Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20