515 Plum Tree Way, Oceanside, CA 92058 Property Records

San Diego County property record for 515 Plum Tree Way, Oceanside, CA 92058 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,220 sqft · built 1979
Lot Size	0.54 acres (2,355 sqft)
Owner	Company Name on File
Last Sale	$81,000 (Aug 1986)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-292-21-00`

Property Details

APN / Parcel Number

Primary APN	`158-292-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,355 sqft (0.54 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 PLUM TREE WAY
City	OCEANSIDE
State	CA
Zip	92058-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 TR 008728
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	008728
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18613

Owner

Source: San Diego County records · APN 158-292-21-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	515 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 1986 · Amount on Record
Deed Sale	Aug 04, 1986 · Amount on Record
Deed Document Number	1986326506
Last Transfer Date	Mar 30, 2005
Transfer Doc	0000383917
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	515 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PLUM TREE WAY, OCEANSIDE, CA 92058-1467

Mortgage

Document Number	0000707640
Date	Oct 11, 2021
Instrument	2021-0707640

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Nov 01, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	1.23%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$161,264 (+2%) Land $54,659 Building $106,605
2025	$1,741.00 (+5.45%) Homeowner's exemption	$158,103 (+4.04%) Land $53,588 Building $104,515
2023	$1,651.00 (+1.6%) Homeowner's exemption	$151,965 Land $51,508 Building $100,457
2022	$1,625.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force 31 of 37 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.