514 Plum Tree Way, Oceanside, CA 92058 Property Records

San Diego County property record for 514 Plum Tree Way, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,220 sqft · built 1979
Lot Size	0.71 acres (3,103 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Feb 2020)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-292-23-00`

Property Details

APN / Parcel Number

Primary APN	`158-292-23-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,103 sqft (0.71 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 PLUM TREE WAY
City	OCEANSIDE
State	CA
Zip	92058-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 TR 008728
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	008728
Legal Block	3
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18613

Owner

Source: San Diego County records · APN 158-292-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2020	Affidavit of Death, Transfer EQUITY TITLE-SAN DIEGO
Feb 24, 2020	Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Oct 30, 1997 · Amount on Record
Deed Document Number	202092268
Prior Transfer Date	Feb 14, 2006
Prior Transfer Doc	0000129092
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467

Mortgage

Document Number	0000708229
Date	Nov 12, 2020
Instrument	2020-0708229

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2020
Property Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Document Number	0000092269
Instrument Date	Jan 28, 2020
Instrument	92269
Transaction Type	Transfer
Record Updated	Mar 05, 2020
Title Company	EQUITY TITLE-SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12050 CASA LINDA CT MORENO VALLEY CA 925551884, MORENO VALLEY, CA 92555-1884

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2020
Property Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467
Document Number	0000092268
Map Reference	MAP 8728
Instrument Date	Jan 13, 2020
Instrument	2020-0092268
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 PLUM TREE WAY, OCEANSIDE, CA 92058-1467

Mortgage

Document Number	0000092270
Date	Feb 24, 2020
Instrument	2020-0092270

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$373,694 (+2%) Land $136,369 Building $237,325
2025	$4,146.00 (+5.18%)	$366,368 (+4.04%) Land $133,696 Building $232,672
2023	$3,942.00 (+1.55%)	$352,143 Land $128,505 Building $223,638
2022	$3,882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 914 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Generate-Ubiquity Holdings, AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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