515 Ploma Dr, Seneca, SC 29678 Property Records

Oconee County property record for 515 Ploma Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,486 sqft · built 1965
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$193,600 (Apr 2021)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-38-02-008`

Property Details

APN / Parcel Number

Primary APN	`520-38-02-008`
Alternative APN	`57850`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,486 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	57850
Old Parcel Number	520 38 02 008
Street Address	515 PLOMA DR
City	SENECA
State	SC
Zip	29678-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16
Legal Subdivision	ADAMS-PINECREST SUB
Legal Block	2
Legal Lot Number	16 11
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1002
Census Tract	30802

Owner

515 Ploma Dr is owned and occupied by an individual who bought it in April 2021.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	515 PLOMA DR, SENECA, SC 29678-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Feb 1, 2019
Deed Document Number	0000016908
Deed Book / Page	2676 / 335
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 15, 2021
Property Address	515 PLOMA DR, SENECA, SC 29678-3811
Document Number	0000016908
Book / Page	2676 / 335
Map Reference	MB S PG 45-A
Instrument Date	Apr 11, 2021
Instrument	16908
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 INDIAN TRAIL RD, SENECA, SC 29672-6736

Mortgage

Document Number	0000016909
Date	Apr 15, 2021
Book Page	4135/293
Instrument	16909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 1, 2019
Property Address	515 PLOMA DR, SENECA, SC 29678-3811
Document Number	0024360154
Book / Page	002436 / 000154
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Feb 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	515 PLOMA DR SENECA SC 296783811, SENECA, SC 29678-3811

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Jul 18, 2017
Property Address	515 PLOMA DR, SENECA, SC 29678-3811
Document Number	0000000663
Map Reference	MB S PG45A
Instrument Date	Jul 13, 2017
Instrument	00663
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$536.50
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PLOMA DR, SENECA, SC 29678-3811

Mortgage

Document Number	0000000665
Date	Jul 18, 2017
Instrument	00665

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 Ploma Dr was $1,469.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00	$8,556 Land $598 Building $7,958	$213,900 Land $14,960 Building $198,940
2023		$7,289 Land $598 Building $6,691	$182,230 Land $14,960 Building $167,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Ploma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Ploma Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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