514 Ploma Dr, Seneca, SC 29678 Property Records

Oconee County property record for 514 Ploma Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,845 sqft · built 2009
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Tax Bill	$855 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-44-03-008`

Property Details

APN / Parcel Number

Primary APN	`520-44-03-008`
Alternative APN	`1067975`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1067975
Street Address	514 PLOMA DR
City	SENECA
State	SC
Zip	29678-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24B & 25B ADAMS PINECREST (0.540 AC)
Legal Subdivision	ADAMS
Legal Lot Number	24B,25B
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1005
Census Tract	30802

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	514 PLOMA DR, SENECA, SC 29678-3854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Nov 1, 2017	Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017
Deed Sale	Nov 1, 2017
Prior Sale	Apr 1, 2011
Deed Document Number	05538
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	514 PLOMA DR, SENECA, SC 29678-3854
Document Number	0040730301
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 PLOMA DR SENECA SC 296783854, SENECA, SC 29678-3854

Mortgage

Document Number	0040730301
Date	Dec 29, 2020
Book Page	004073/000301

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 1, 2017
Property Address	514 PLOMA DR, SENECA, SC 29678-3854
Document Number	0000005538
Map Reference	MB B371 PG1
Instrument Date	Oct 26, 2017
Instrument	05538
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 PLOMA DR, SENECA, SC 29678-3854

Mortgage

Document Number	0000005539
Date	Nov 1, 2017
Instrument	05539

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00	$6,983 (-) Land $575 Building $6,408	$174,582 (-) Land $14,380 Building $160,202
2023		$6,983 Land $575 Building $6,408	$174,582 Land $14,380 Building $160,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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