515 Pirate Ct, Hampstead, NC 28443 Property Records

Pender County property record for 515 Pirate Ct, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,659 sqft · built 1987
Lot Size	0.194 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2025)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4204-83-7755-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-83-7755-0000`
Alternative APNs	`000060963` `831504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Lot Area	8,494 sqft (0.194 acres)
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000060963
Old Parcel Number	4204 83 7755 0000
Street Address	515 PIRATE CT
City	HAMPSTEAD
State	NC
Zip	28443-3625
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PD
Legal Description	L 141 TOPSAIL GREENS
Legal Subdivision	TOPSAIL GREENS
Legal Lot Number	141
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1004
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	515 PIRATE CT, HAMPSTEAD, NC 28443-3625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Deed Document Number	0006994854
Deed Book / Page	699 / 4854
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 10, 2025
Property Address	515 PIRATE CT, HAMPSTEAD, NC 28443-3625
Document Number	0048540702
Book / Page	4854 / 702
Map Reference	MB 22 PG 143
Instrument Date	Jan 7, 2025
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 CLARKS LANDING RD, ROCKY POINT, NC 28457-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PIRATE CT, HAMPSTEAD, NC 28443-3625

Mortgage

Document Number	0004854705
Date	Jan 10, 2025
Instrument	4854/705

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	5-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (+19.8%)	$215,624 (+127.34%) Land $44,625 Building $170,999	$215,624 (+127.34%) Land $44,625 Building $170,999
2023		$94,848 (-) Land $50,785 Building $44,063	$94,848 (-) Land $50,785 Building $44,063
2022	$899.00	$94,848 Land $50,785 Building $44,063	$94,848 Land $50,785 Building $44,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20