513 Pirate Ct, Hampstead, NC 28443 Property Records

Pender County property record for 513 Pirate Ct, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,554 sqft · built 1988
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Oct 2024)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4204-83-8814-0000`

Property Details

APN / Parcel Number

Primary APN	`4204-83-8814-0000`
Alternative APNs	`000059258` `848588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1988
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Lot Area	9,496 sqft (0.217 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	49 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000059258
Old Parcel Number	4204 83 8814 0000
Street Address	513 PIRATE CT
City	HAMPSTEAD
State	NC
Zip	28443-3625
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PD
Legal Description	LT 140 TOPSAIL GREENS
Legal Subdivision	TOPSAIL GREENS
Legal Lot Number	140
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1004
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 PIRATE CT, HAMPSTEAD, NC 28443-3625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Deed Document Number	0016974848
Deed Book / Page	1697 / 4848
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 17, 2024
Property Address	513 PIRATE CT, HAMPSTEAD, NC 28443-3625
Document Number	0048481697
Book / Page	4848 / 1697
Map Reference	MB 24PG 46,49&58
Instrument Date	Oct 9, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 INDIAN BRANCH DR, MORRISVILLE, NC 27560-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PIRATE CT, HAMPSTEAD, NC 28443-3625

Mortgage

Document Number	0048481700
Date	Oct 17, 2024
Instrument	4848-1700

Lender

Name	STAT EEMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00 (+68.5%)	$218,567 (+130.94%) Land $46,350 Building $172,217	$218,567 (+130.94%) Land $46,350 Building $172,217
2023		$94,644 (-) Land $51,763 Building $42,881	$94,644 (-) Land $51,763 Building $42,881
2022	$638.00	$94,644 Land $51,763 Building $42,881	$94,644 Land $51,763 Building $42,881

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20