515 Oneill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 515 Oneill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1948
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-127-020`

Property Details

APN / Parcel Number

Primary APN	`10-13-127-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,400 sqft (0.216 acres)
Lot Dimensions	100 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 ONEILL ST
City	DUBUQUE
State	IA
Zip	52001-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 28, 28A, & 29 O'NEILLS RIVERVIEW
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	AUDUBON
Legal Lot Number	28,29
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1002
Census Tract	400

Owner

Source: Dubuque County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 ONEILL ST, DUBUQUE, IA 52001-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 31, 2024
Transfer Doc	0000000062
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	515 ONEILL ST, DUBUQUE, IA 52001-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012912
Date	Oct 17, 2017
Instrument	2017-00012912

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	515 ONEILL ST, DUBUQUE, IA 52001-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005040
Date	May 21, 2019
Instrument	2019-00005040

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 Homeowner's exemption	$177,200 (+9.72%) Land $38,100 Building $139,100	$177,200 (+9.72%) Land $38,100 Building $139,100
2024	$2,176.00 (+6.98%)
2023		$161,500 (+27.33%) Land $33,800 Building $127,700	$161,500 (+27.33%) Land $33,800 Building $127,700
2022	$2,034.00 Homeowner's exemption	$126,840 Land $25,380 Building $101,460
2021			$126,840 Land $25,380 Building $101,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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