485 Oneill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 485 Oneill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,334 sqft · built 1932
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Apr 2024)
Tax Bill	$1,884 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-127-018`

Property Details

APN / Parcel Number

Primary APN	`10-13-127-018`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
1st Floor Area	624 sqft
Upper Floors Area	468 sqft
Basement Area	624 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1932
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	485 ONEILL ST
City	DUBUQUE
State	IA
Zip	52001-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 111 BELMONT ADD
Legal Subdivision	AUDUBON
Legal Lot Number	111
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1002
Census Tract	400

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit BELLEVUE STATE BANK
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Aug 30, 2018	Grant Deed, Mortgage · Line of Credit COLLINS CMNTY CU
Feb 15, 2019	Correction Deed, Mortgage · Line of Credit COLLINS CMNTY CU
Dec 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	2024-00003121
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 15, 2024
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Document Number	0000003121
Instrument Date	Apr 8, 2024
Instrument	2024-00003121
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1798 WASHINGTON ST, DUBUQUE, IA 52001-3659

Mortgage

Document Number	0000003122
Date	Apr 15, 2024
Instrument	2024-00003122

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000003122
Date	Apr 15, 2024
Instrument	2024-00003122

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	1005 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000002706
Date	Mar 31, 2023
Instrument	2023-00002706

Lender

Name	BELLEVUE STATE BANK
Type	Bank
Address	BELLEVUE, IA 52031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 31, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 30, 2018
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Instrument Date	Jul 13, 2018
Instrument	10103
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010103
Date	Aug 30, 2018
Instrument	10103

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	1150 42ND ST NE, CEDAR RAPIDS, IA 52402-5733

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 15, 2019
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Instrument Date	Jul 13, 2018
Instrument	1545
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001545
Date	Feb 15, 2019
Instrument	1545

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	1150 42ND ST NE, CEDAR RAPIDS, IA 52402-5733

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 1, 2017
Property Address	485 ONEILL ST, DUBUQUE, IA 52001-1252
Document Number	0000014862
Instrument Date	Nov 30, 2017
Instrument	14862
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Amount	Amount Recorded
Tax	$4,416.21
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,400 (+17.86%) Land $22,500 Building $131,900	$154,400 (+17.86%) Land $22,500 Building $131,900
2024	$1,884.00 (+17.31%)
2023		$131,000 (+40.68%) Land $20,000 Building $111,000	$131,000 (+40.68%) Land $20,000 Building $111,000
2022	$1,606.00	$93,120 Land $15,000 Building $78,120
2021			$93,120 Land $15,000 Building $78,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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