515 Old Baltimore Rd, Westminster, MD 21157 Property Records

Carroll County property record for 515 Old Baltimore Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,196 sqft · built 1955
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Nov 2023)
Tax Bill	$3,725 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-033869`

Property Details

APN / Parcel Number

Primary APN	`07-033869`
Alternative APNs	`7033869` `033869`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033869
Street Address	515 OLD BALTIMORE RD
City	WESTMINSTER
State	MD
Zip	21157-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 53-56 - 12632 SF 515 OLD BALTIMORE RD 2-1 BUCKINGHAM VIEW SC A
Legal Subdivision	BUCKINGHAM VIEW
Legal Lot Number	53-56
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2038
Census Tract	507602

Owner

515 Old Baltimore Rd is owned and occupied by an individual who bought it in November 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Nov 28, 2023	Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA
May 4, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Sep 26, 2000 · Amount on File
Deed Book / Page	11153 / 491
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 22, 2026
Property Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218
Document Number	1187000152
Book / Page	11870 / 152
Instrument Date	Sep 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218

Mortgage

Document Number	1187000152,
Date	Sep 22, 2026
Book Page	11870/152

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 28, 2023
Property Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218
Document Number	0111530491
Book / Page	11153 / 491
Map Reference	MB LDM 2 FO 15
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218

Mortgage

Document Number	0111530498
Date	Nov 28, 2023
Instrument	11153-0498

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0111530519
Date	Nov 28, 2023
Book Page	11153/519

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 4, 2023
Property Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218
Document Number	0110230371
Book / Page	11023 / 371
Map Reference	MB 145 FO 363
Instrument Date	May 1, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6218

Tax Assessment & Valuation

The 2026 property tax bill for 515 Old Baltimore Rd was $3,725, up 15.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,725.00 (+15.61%)	$332,600 Land $92,200 Building $240,400	$332,600 Land $92,200 Building $240,400
2025	$3,222.00
2023	$2,236.00 Homeowner's exemption	$197,900 Land $92,200 Building $105,700	$197,900 Land $92,200 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Old Baltimore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Old Baltimore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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