532 Old Baltimore Rd, Westminster, MD 21157 Property Records

Carroll County property record for 532 Old Baltimore Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 1967
Lot Size	0.268 acres (11,676 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2021)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-023030`

Property Details

APN / Parcel Number

Primary APN	`07-023030`
Alternative APNs	`7023030` `023030`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,350 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,676 sqft (0.268 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	264 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	023030
Street Address	532 OLD BALTIMORE RD
City	WESTMINSTER
State	MD
Zip	21157-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 7 - 11676 SF 532 OLD BALTIMORE RD HAROLD STONER 4-5
Legal Subdivision	STONER HAROLD E LAND
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2030
Census Tract	507602

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 10, 2021	Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Mar 30, 2006 · Amount on Record
Deed Book / Page	10399 / 240
Prior Transfer Date	Nov 24, 2010
Prior Transfer Doc	0063850263
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	532 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6219
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	KING TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085680372
Date	Jan 3, 2017
Book Page	8568/0372
Instrument	8568-0372

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	532 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6219
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086970128
Date	May 25, 2017
Book Page	8697/0128
Instrument	8697-0128

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2032

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 10, 2021
Property Address	532 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6219
Document Number	0103990240
Book / Page	10399 / 240
Map Reference	MB 4 FO 260
Instrument Date	May 20, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6219

Mortgage

Document Number	0010399248
Date	Aug 10, 2021
Instrument	10399/248

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,400 (+11.77%) Land $91,400 Building $233,000	$324,400 (-) Land $91,400 Building $233,000
2025	$3,250.00 (+29.64%)	$290,233 (+30.79%)	$324,400 (+46.19%) Land $91,400 Building $233,000
2023	$2,507.00	$221,900 Land $91,400 Building $130,500	$221,900 Land $91,400 Building $130,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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