515 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 515 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,674 sqft · built 1902
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jan 2020)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-354-021`

Property Details

APN / Parcel Number

Primary APN	`15-15-354-021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	3,031 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 OAK AVE
City	AURORA
State	IL
Zip	60506-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIDS ADDN TO W AURORA : LOT 15 BLK 3 LOT DIMENSIONS: 52.5 X 144 - APPROX LOT SQ FT 7560 SUBDIVISION: ILL AV-W PARK-LAKE-GRAND RANGE CODE: 001
Legal Subdivision	ILL AV-W PARK-LAKE-GRAND
Legal Block	3
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853200

Owner

515 Oak Ave is owned and occupied by an individual who bought it in January 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	515 OAK AVE, AURORA, IL 60506-3109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Jun 4, 2009 · Amount on File
Deed Document Number	2020381
Prior Transfer Date	Feb 25, 2003
Prior Transfer Doc	0000171635
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	515 OAK AVE, AURORA, IL 60506-3109
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003405
Date	Jan 25, 2019
Instrument	2019K003405

Lender

Name	AMERICAN COMMUNITY BANK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2020
Property Address	515 OAK AVE, AURORA, IL 60506-3109
Document Number	0000000381
Instrument Date	Dec 5, 2019
Instrument	2020K000381
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OAK AVE, AURORA, IL 60506-3109

Mortgage

Document Number	0000000382
Date	Jan 3, 2020
Instrument	2020K000382

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 515 Oak Ave was $5,789 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00 Homeowner's exemption	$85,945 (+9.39%) Land $10,441 Building $75,504	$257,938 (+9.39%) Land $31,336 Building $226,603
2024		$78,568 Land $9,545 Building $69,023	$235,798 Land $28,646 Building $207,152
2022	$5,138.00 (+4.86%) Homeowner's exemption	$64,051 (+7.41%) Land $7,781 Building $56,270	$192,153 (+7.41%) Land $23,343 Building $168,810
2021	$4,900.00 Homeowner's exemption	$59,632 Land $7,244 Building $52,388	$178,896 Land $21,732 Building $157,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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