514 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 514 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,186 sqft · built 1902
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Aug 2026)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-353-046`

Property Details

APN / Parcel Number

Primary APN	`15-15-353-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	2,590 sqft
Basement Area	856 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	144 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	514 OAK AVE
City	AURORA
State	IL
Zip	60506-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVID'S ADDN : LOT 16 BLK 4 LOT DIMENSIONS: 52.5 X 144 APPROX LOT SQ FT 7560 SUBDIVISION: ILL AV-W PARK-LAKE-GRAND RANGE CODE: 001
Legal Subdivision	ILL AV-W PARK-LAKE-GRAND
Legal Block	4
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853200

Owner

514 Oak Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Kane County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	713 S STATE ST, CHAMPAIGN, IL 61820-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jan 27, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	202636906
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000065048
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 26, 2026
Property Address	514 OAK AVE, AURORA, IL 60506-3110
Document Number	0000036906
Instrument Date	Aug 18, 2026
Instrument	202636906
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	713 S STATE ST, CHAMPAIGN, IL 61820-5114

Mortgage

Document Number	0000036907,
Date	Aug 26, 2026
Instrument	202636907

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 25, 2021
Property Address	514 OAK AVE, AURORA, IL 60506-3110
Document Number	0000065048
Instrument Date	Aug 16, 2021
Instrument	2021K065048
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	514 OAK AVE, AURORA, IL 60506-3110

Mortgage

Document Number	0000065049
Date	Aug 25, 2021
Instrument	2021K065049

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	514 OAK AVE, AURORA, IL 60506-3110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048684
Date	Oct 15, 2019
Instrument	2019K048684

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 27, 2020
Property Address	514 OAK AVE, AURORA, IL 60506-3110
Document Number	0000004778
Instrument Date	Jan 6, 2020
Instrument	4778
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 BLACKSTONE CT AURORA IL 605045483, AURORA, IL 60504-5483

Mortgage

Document Number	4779
Date	Jan 27, 2020
Instrument	4779

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 514 Oak Ave was $5,153 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,153.00 Homeowner's exemption	$77,383 (+9.39%) Land $10,441 Building $66,942	$232,242 (+9.39%) Land $31,336 Building $200,906
2024		$70,741 Land $9,545 Building $61,196	$212,308 Land $28,646 Building $183,661
2022	$4,573.00 (+4.96%) Homeowner's exemption	$57,670 (+7.41%) Land $7,781 Building $49,889	$173,010 (+7.41%) Land $23,343 Building $149,667
2021	$4,357.00 Homeowner's exemption	$53,691 Land $7,244 Building $46,447	$161,073 Land $21,732 Building $139,341

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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