Elkhart County property record for 515 N River Rd, Bristol, IN 46507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,916 sqft · built 1984 |
| Lot Size | 0.746 acres (32,496 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $6,119 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-22-377-004.000-031 |
| Primary APN | 20-03-22-377-004.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,916 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| 2nd Floor Area | 198 sqft |
| Basement Area | 1,598 sqft |
| Finished Basement | 1,280 sqft |
| Flooring | Subfloor |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 32,496 sqft (0.746 acres) |
| Lot Dimensions | 190 ft deep x 171 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 66 sqft |
| Deck Area | 264 sqft |
| Patio Area | 822 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0322377004031 |
|---|---|
| Old Parcel Number | 0322377004031 |
| Street Address | 515 N RIVER RD |
| City | BRISTOL |
| State | IN |
| Zip | 46507-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CDP |
| Legal Description | WARNING SD LOT 1 |
| Legal Subdivision | WARNING SD |
| Legal Block | 377 |
| Legal Lot Number | 1 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 701 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 515 N RIVER RD, BRISTOL, IN 46507-9083 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2006 |
| Deed Sale | Jul 6, 2006 |
| Prior Sale | Jul 15, 2004 |
| Deed Document Number | 2006-19446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 515 N RIVER RD, BRISTOL, IN 46507-9083 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Title Company | ACUITY TITLE, ACUILTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009563 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-09563 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 515 N RIVER RD, BRISTOL, IN 46507-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024394 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 2017-24394 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jan 1, 2037 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Washington Township |
| Municipality | Bristol Town |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $638,600 (+5.99%) Land $25,100 Building $613,500 | $638,600 (+5.99%) Land $25,100 Building $613,500 | |
| 2024 | $6,119.00 (+17.33%) | $602,500 (+4.71%) Land $25,100 Building $577,400 | $602,500 (+4.71%) Land $25,100 Building $577,400 |
| 2023 | $575,400 (+15.03%) Land $25,100 Building $550,300 | $575,400 (+15.03%) Land $25,100 Building $550,300 | |
| 2022 | $5,215.00 Homeowner's exemption | $500,200 Land $25,100 Building $475,100 | $500,200 Land $25,100 Building $475,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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