Elkhart County property record for 303 N River Rd, Bristol, IN 46507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1936 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,980 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-03-22-453-020.000-031 |
| Primary APN | 20-03-22-453-020.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Attic | Attic |
| Attic Area | 1,218 sqft |
| Basement Area | 1,468 sqft |
| Family Room | Family Room |
| Flooring | Subfloor |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0322453020031 |
|---|---|
| Old Parcel Number | 0322453020031 |
| Street Address | 303 N RIVER RD |
| City | BRISTOL |
| State | IN |
| Zip | 46507-9081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | PT IN S1/2 W1/2 SE1/4 W OF SD SEC 22 1.47A |
| Legal Block | 453 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 701 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 303 N RIVER RD, BRISTOL, IN 46507-9081 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit INOVA FCU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Nov 21, 2001 |
| Last Transfer Date | Jan 10, 2006 |
| Transfer Doc | 0000000593 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 303 N RIVER RD, BRISTOL, IN 46507-9081 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001807 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-21807 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 303 N RIVER RD, BRISTOL, IN 46507-9081 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001794 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-21794 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2031 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Washington Township |
| Municipality | Bristol Town |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,900 (+9.99%) Land $32,800 Building $283,100 | $315,900 (+9.99%) Land $32,800 Building $283,100 | |
| 2024 | $2,980.00 (+18.21%) | $287,200 (+4.28%) Land $32,800 Building $254,400 | $287,200 (+4.28%) Land $32,800 Building $254,400 |
| 2023 | $275,400 (+13.8%) Land $32,800 Building $242,600 | $275,400 (+13.8%) Land $32,800 Building $242,600 | |
| 2022 | $2,521.00 Homeowner's exemption | $242,000 Land $32,800 Building $209,200 | $242,000 Land $32,800 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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