515 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 515 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1943
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$251,569 (Mar 2023)
Tax Bill	$702 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.04006003`

Property Details

APN / Parcel Number

Primary APN	`193.006.04006003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Enclosed Frame Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	515 N MILL ST
City	FESTUS
State	MO
Zip	63028-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PARK HILL BLK 5 CITY OF FESTUS LOT 6 BLOCK 5
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	PARK HILL
Legal Block	5
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5013
Census Tract	700801

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 N MILL ST, FESTUS, MO 63028-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Apr 18, 2016
Deed Document Number	20237567
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	515 N MILL ST, FESTUS, MO 63028-1416
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N MILL ST, FESTUS, MO 63028-1416

Mortgage

Document Number	0000023163
Date	Sep 10, 2025
Instrument	2025R-023163

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 31, 2023
Property Address	515 N MILL ST, FESTUS, MO 63028-1416
Document Number	0000007567
Map Reference	MB 4 PG 1
Instrument Date	Mar 30, 2023
Instrument	2023R-007567
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 PARKVIEW DR, FESTUS, MO 63028-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	515 N MILL ST, FESTUS, MO 63028-1416

Mortgage

Document Number	0000007568
Date	Mar 31, 2023
Instrument	2023R-007568

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,200 (+6.45%) Land $1,300 Building $11,900	$69,300 (-) Land $6,900 Building $62,400
2024	$702.00 (+0.57%)		$69,300 (+6.29%) Land $6,900 Building $62,400
2023	$698.00	$12,400 Land $1,300 Building $11,100	$65,200 Land $6,900 Building $58,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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